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Schools want to work with students who are serious about attending. You just need to approach it the right way. Let’s walk through when to appeal, how to do it, and what actually works.
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That financial aid package you received? It doesn’t even come close to covering your costs. Or maybe your family’s situation has taken a turn since you submitted the FAFSA. Either way—you’re staring at a gap that feels impossible to close. But here’s the good news: you’re allowed to ask for more financial aid. In fact, many colleges expect it. Every year, students appeal their offers—and many are successful.
Schools want to work with students who are serious about attending. You just need to approach it the right way. Let’s walk through when to appeal, how to do it, and what actually works.
Colleges call this a “financial aid appeal” or a “special circumstances review.” You’re not begging—you’re updating your file with new or missing info.
🎓 Even if you don’t have a “special circumstance,” you can still write a well-crafted appeal if you can’t reasonably cover the gap between aid and cost of attendance.
Check the school’s website for their financial aid appeal process. Some have a specific form or portal. Others prefer email. If you’re unsure, give them a quick call or send a polite email asking how to submit an appeal.
Colleges don’t just take your word for it—they need proof. This could include:
Include everything that supports your case clearly and concisely.
Your appeal letter is your opportunity to explain what’s changed and how it’s impacting your ability to afford school. Here’s what to include:
Subject: Financial Aid Appeal – [Your Full Name]
Dear [Financial Aid Officer’s Name],
Thank you so much for the generous financial aid package offered to me for the upcoming academic year. I’m incredibly excited about the opportunity to attend [College Name]. However, I’m writing to request a reconsideration of my aid package due to recent changes in my family’s financial situation.
In [Month], my parent [Name] was laid off from their job, significantly reducing our household income. I’ve attached documentation, including a letter of termination and current unemployment status, for your reference.
I truly want to attend [College Name], but this new situation has made it difficult for my family to manage the remaining cost. If there is any additional aid or options available, I would be so grateful for your support.
Please let me know if any other documentation is needed.
Sincerely,
[Your Full Name]
[Student ID or Application Number]
[Contact Info]
Avoid these common mistakes:
Once your appeal is submitted, the financial aid office will review it—this may take a few days to a few weeks. If your appeal is approved, they’ll issue a revised financial aid offer. If not, don’t panic—you still have options like outside scholarships, payment plans, or working part-time to cover the gap.
Need to keep stretching that budget? These resources will help:
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