FAFSA Submitted? Here’s What to Do Next to Actually Get the Money

FAFSA submitted but not sure what’s next? This blog breaks down the key steps you must take after filing to avoid delays, mistakes, and missed financial aid money.

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You Did the Hard Part 👏

Submitting your FAFSA is a huge milestone, and you should be proud! 🎉 It’s the first step toward funding your college education and making 2026 a financially smarter year. But here’s the reality: submitting FAFSA does not automatically guarantee money in your account. FAFSA is like applying for a ticket—submitting it gets you in line, but the real work starts afterward.

The next steps determine whether you actually get the maximum aid possible, avoid delays, and make the whole process smooth. The difference between following through and ignoring the process can be hundreds or even thousands of dollars in lost aid.

1. Check Your FAFSA Status (Right Away)

After hitting submit, your FAFSA doesn’t instantly turn into aid. The federal processing system takes a little time—usually 1–3 business days for online submissions, or 7–10 days for paper submissions. Checking your FAFSA status early ensures that nothing gets stuck and gives you peace of mind.

🔎 How to check:

💡 Why it matters: Even small issues—like a typo in your Social Security number or missing signatures—can delay processing. Catching them early ensures you don’t lose time and keeps you on track for award notifications.

2. Review Your FAFSA Submission Summary With Intent

Once processed, you’ll get your FAFSA Submission Summary, which includes your Student Aid Index (SAI). This is not your actual award, but it gives you a snapshot of how your financial aid might look. It also lists all the information you submitted, including family income, household size, and schools you added.

💡 Why this matters:


The SAI helps schools determine how much federal aid you may be eligible for. Reviewing your summary carefully allows you to catch mistakes or omissions before your aid package is calculated.

📌 Tips for reviewing your summary:

Mistakes here can slow down your aid or even reduce it, so take your time. This is the moment where a small review can save you big money.

3. Make Corrections If Needed — Don’t Ignore It

Mistakes happen. Maybe you typed the wrong income, forgot to list a school, or entered a dependent incorrectly. FAFSA allows you to make corrections online, and doing so promptly can prevent delays.

💡 Tip: Corrections don’t always take long, but the earlier you submit them, the sooner your schools can process your aid package. Waiting too long can cost you grants, scholarships, or work-study opportunities.

4. Brace for Verification (If You’re Selected)

Verification is when your college double-checks the FAFSA information you submitted. Not every student is selected, but if you are, it can feel a little stressful. You’ll need to submit supporting documents like tax returns, proof of income, or household size confirmation.

🧾 What to do:

Verification can feel tedious, but it’s a necessary step to ensure that aid is distributed fairly. Missing deadlines or submitting incomplete information can result in delayed or lost federal aid. Think of it as a quality check — doing it right protects your money.

5. Compare Financial Aid Offers Carefully

Once your FAFSA is processed and sent to schools, you’ll start receiving financial aid award letters. These letters show exactly what aid each school is offering, including:

💡 Why comparison matters: Even if two schools show the same total amount, the mix of grants, loans, and work-study may differ dramatically. Prioritize schools that offer more free money and fewer loans.

📌 Pro tip: If one school offered more aid than another, you can ask your preferred school’s financial aid office to reconsider your package. Many students increase their aid by simply providing updated offers from competing schools.

6. Don’t Forget Outside Scholarships

FAFSA covers federal aid, and most colleges also consider your state and institutional aid, but outside scholarships can give you extra funds on top of that. Start applying now — some awards have rolling deadlines or limited spots.

We upload scholarships every week on our student portal so be sure to check it out! 

💡 Tip: Treat scholarships like mini-side hustles. A few hours of effort can lead to hundreds or even thousands of dollars.

7. Watch All Deadlines Like a Hawk

Each school has its own financial aid deadlines, including:

Set reminders in your phone, calendar, or planner. Missing deadlines can result in lost money that won’t come back. Think of your deadlines as your roadmap to securing every dollar you’re eligible for.

8. Plan Ahead for Next Year (and Beyond)

FAFSA opens October 1 each year for the following academic year. This is earlier than in previous years, so starting early is crucial. Keep track of income changes, family size, or school plans, as they affect your aid. Staying organized now will make next year easier and may even increase the amount of aid you receive.

Summary Checklist — After You Submit

Confirm FAFSA processing status
✔ Review your Submission Summary carefully
✔ Correct mistakes promptly
✔ Submit verification documents if selected
✔ Compare award letters and negotiate if possible
✔ Apply for outside scholarships
✔ Meet all deadlines
✔ Plan ahead for next year

Wrapping Up💡


Submitting FAFSA is a huge accomplishment, but the real work comes after — reviewing, correcting, verifying, and maximizing your aid. Do this right, and 2026 could be your most financially secure year in college yet. 🎓

Want step-by-step help understanding your FAFSA Submission Summary, comparing aid offers, and finding scholarships? Login to our [student portal] today for expert resources, office hours with college funding pros, and in-depth courses designed to make college more affordable.

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